The COVID-19 pandemic has forced governments all around the world to launch historic stimulus measures to keep businesses going and making sure the cost of borrowing will remain low. This means interest rates will remain low. The problem with interest rates being kept low – inflation will increase. We all live in a world where …
The Most Important Peace of Mind a HDB Owner Can Get
Your HDB flat is likely the biggest purchase you made in your life. Beyond just providing a roof over your head – it provides a home. And to buy this home – you have to go into debt – and service a multi-decade mortgage loan. For most people, it is a 30-year loan. It means …
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Can I Depend On My Property For My Retirement?
They say that money can’t buy happiness, and we agree, but a sound financial plan is crucial for a happy, healthy retirement. To succeed in retirement, you do need a framework that helps you make good choices about where to invest your money as retirement draws near, and a plan for how you’ll “spend down” …